Credit harassment

Credit harassment

ARE YOU BEING SUBJECTED TO CREDITOR ABUSE?

Being in debt can be overwhelming in a number of different ways, especially if you have creditors calling and writing you to collect. However, regardless of how much money you owe, creditors are still regulated by law and required to treat you with civility. If you feel that creditors are breaking the law or treating you with disrespect, turn to our team at the Law Office of Timothy P. Thomas, LLC.

Understanding the Fair Debt Collection Practices Act

Many people allow their rights to be violated because they are unaware that they have any. There are specific regulations and rules that all collection agents are expected to follow and when they fail, they are violating the Fair Debt Collection Practices Act.

Stop Creditor Harassment Now

Our firm has the necessary experience and skill to help you navigate the process of stopping creditor harassment. Whether you are filing for bankruptcy or simply need our help to ensure your rights are not being violated, we can help. We can even contact the offending creditor on your behalf to ensure they stop contacting you.

The following are examples of rules under the FDCPA:

They cannot call you persistently;

They cannot call early or late at night;

They cannot lie or deceive you;

They cannot pretend to be an attorney;

They cannot use rude or disrespectful language;

They cannot threaten you with jail or legal.